I “love” spam:

As you know election time is not the best thing for the economy. Economy is in a very unstable condition, as you can see gas prices are going up along with the m o rtgeage rat e s. Once the r a te goes up you will not have a chance to s av e money again for a very long time.

It is your last chance. Get R e f inanced at 4.2 point!

I can’t wait to refinance based on a sketchy e-mail with the subject line Re: going under the gateway. Where do I sign up? Let me give you my money!